GDPR compliance for a fintech app
General Data Protection Regulation (Regulation (EU) 2016/679). This page applies it to one kind of product (fintech app), so you get the obligations that are actually yours instead of a summary of the whole statute.
Does it apply to you?
Any organisation processing personal data of people in the EU, regardless of where it is established.
What a fintech app typically processes
- identity verification and KYC documents
- bank account or card data through a regulated provider
- transaction history and fraud signals
Each of these is processing you have to disclose. Adding an SDK later adds to this list — which is why a policy written once goes stale.
Documents you need
The intersection of what GDPR requires and what a fintech app actually does:
- Privacy policy
- Data processing agreement (DPA)
Rights you must honour
GDPR gives people in the European Union the right to:
- Access a copy of their data
- Correct inaccurate data
- Have their data deleted
- Receive their data in a portable format
- Object to certain processing
- Restrict processing
- Withdraw consent at any time
- Ask for human review of an automated decision
Cookies and trackers
Nothing non-essential may load before the visitor agrees. Analytics and marketing scripts must be blocked until then — a banner that only informs is not enough.
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Primary sources
- GDPR — General Data Protection Regulation (Regulation (EU) 2016/679) · official text
- Art. 6 — Lawful bases for processing
- Art. 13 — Information to provide when collecting data
- Art. 15–22 — Data subject rights
- Art. 28 — Processor contracts (DPA)
- Art. 44–49 — International transfers
GDPR for other kinds of product
Other frameworks for a fintech app
This page is an engineering summary of publicly available regulatory requirements, generated from LexVibe's framework registry — not legal advice. Every framework links to its official text so you can check it yourself. For decisions about your own compliance posture, consult the primary sources and a lawyer qualified in the relevant jurisdiction.