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Singapore
In force since 2 July 2014

PDPA compliance for a fintech app

Personal Data Protection Act 2012 (Singapore). This page applies it to one kind of product (fintech app), so you get the obligations that are actually yours instead of a summary of the whole statute.

Does it apply to you?

Organisations collecting personal data in Singapore.

What a fintech app typically processes

  • identity verification and KYC documents
  • bank account or card data through a regulated provider
  • transaction history and fraud signals

Each of these is processing you have to disclose. Adding an SDK later adds to this list — which is why a policy written once goes stale.

Documents you need

The intersection of what PDPA requires and what a fintech app actually does:

  • Privacy policy

Rights you must honour

PDPA gives people in Singapore the right to:

  • Access a copy of their data
  • Correct inaccurate data
  • Withdraw consent at any time
  • Receive their data in a portable format

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Primary sources

  • s. 13 — Consent required before collecting, using or disclosing data
  • s. 20 — Notify the individual of the purpose
  • s. 21 — Right of access
  • s. 26D — Notify the Commission and affected individuals of a breach

Everything we track about PDPA →

PDPA for other kinds of product

Other frameworks for a fintech app

This page is an engineering summary of publicly available regulatory requirements, generated from LexVibe's framework registry — not legal advice. Every framework links to its official text so you can check it yourself. For decisions about your own compliance posture, consult the primary sources and a lawyer qualified in the relevant jurisdiction.